Income Tax Deductions
You might qualify to file an amended tax return for the past year and get a partial refund for your uninsured casualty losses. Look to the Internal Revenue Service for Publication 547, Non-Business Disasters, Casualties, and Theft to get more information.
You can also file for the Disaster Assistance and Emergency Relief Program (https://www.benefits.gov/benefits/benefit-details/4418), and file your Publication 547 form (https://www.irs.gov/publications/p547/) with the IRS. Both of these programs allow for residents in a disaster area to write off their losses via taxes, thus potentially getting an unexpected refund, something that could go a long way in recovery.
Borrowing from a Retirement Fund
The IRS has announced that Harvey survivors can borrow from retirement funds to cover disaster recovery without going through some of the usual hoops. Spousal consent rules still apply, and so do taxes and likely, a 10% penalty. Disaster loans are typically a better option, but usually have to be repaid within 5 years.
HUD is granting a 90 day moratorium on foreclosures and forbearance on foreclosures of FHA-insured home mortgages. They are also offering longer-term recovery assistance to survivors and impacted communities: http://portal.hud.gov/hudportal/HUD?src=/info/disasterresources. You can also call 1-800-569-4287 for more information.