SBA offers low-interest, long-term disaster loans to small businesses of all sizes, private non-profit organizations, homeowners, and renters to repair or replace uninsured/underinsured disaster damaged property.
Loan amounts and terms are set by SBA and are based on each applicant's financial condition.
SBA will be alongside FEMA at Disaster and Business Recovery Centers, providing assistance to disaster survivors. At the centers, disaster survivors will be able to apply in person, and get counseling on the next steps toward recovery.
You can also apply online or by mail. Details are here. Homeowners can borrow up to $200,000 to repair their residence and $40,000 to repair/replace personal property. Small businesses and organizations can borrow up to $2 million. Disaster loans are a better option than credit cards to pay for anything that isn’t covered by insurance or FEMA.